This is how it works: activate a personal health-wallet thanks to the digital revolution in Kenya
Almost everyone in Kenya has a cell phone. Even the poorest people. Paying and saving via telephone is very common here. Insurance for healthcare is now also possible.
Unfortunately, the health insurance premium is unaffordable for many. Thanks to HealthConnect technology you can pay (a part of) the annual premium for a whole family.
You see exactly who your donation ends up with. The full 100% directly activates health insurance of a carefully selected family that really needs financial support.
This transaction activates a healthcare wallet that they can use via her mobile phone; only for medical expenses. In this way you help ensure they can build a healthy future. Direct, personal and transparent.
In the recent months, 540 families have received access to better healthcare
What happens to my contribution?
To activate the insurance of a beneficiary in Kenya from your mobile or computer and to pay the premium with your contribution, several steps are needed:
1. You transfer money to HealthConnect, for the benefit of the GivingtheFuture campaign.
2. As soon as the payment has been confirmed, HealthConnect will immediately digitally activate the insurance in Kenya.
3. HealthConnect collects all payments in the Netherlands.
4. In Kenya, HealthConnect (in collaboration with the PharmAccess Foundation) has an account to advance the premiums.
5. Once a month the annual premiums will be transferred from this Kenyan account to the insurer in Kenya for all people who have been supported in a month.
6. The collected payments in the Netherlands are sent to Kenya once a quarter to keep bank costs low.
7. The patient can receive care conformation / insurance certificate directly via the telephone.
8. The clinic is paid by the insurer.
Can I choose the person I donate to?
No, the person is selected randomly from the eligible participants database of HealthConnect.
Why are the giving amounts set at 10, 30 and 60 Euro?
The premium of a regular basic health insurance varies by salary (the less you earn the less you pay for cover), however for many, even the regular premium is unaffordable. For the “informal purchase of insurance” sector in Kenya, the annual premium is set at Ksh. 6000. Including registration and transaction costs, this translates to 60 Euro per year for a household including mother, father and dependent children. Supporters can choose to give the equivalent of 1 year (60 Euro), 6 months (30 Euro) or two months (10 Euro).